Flood

If you’re a homeowner considering flood insurance, you may have heard about something called a flood elevation certificate. Understanding what this document is and whether you need one can make a big difference in securing appropriate coverage for your home and effectively managing your insurance costs. What Is a Flood Elevation Certificate? A flood elevation certificate is an official document prepared by […]

Standard homeowners or condo association policies typically do not cover flood damage. This means that if a flood occurs, you could be responsible for repairs and replacing personal belongings out of pocket. Even if your property isn’t in a high-risk flood zone, Utah’s unique climate and geography can still put your home at risk. What Does Flood Insurance Cover? Flood insurance is designed to help cover losses […]