December 11, 2025
AgencyDo Freelancers Need Professional Liability Insurance?
Professional liability insurance, also known as errors and omissions (E&O) insurance, is designed for professionals who provide services or advice, including consultants, designers, writers and IT specialists. It may provide financial support if a client claims your work caused them financial loss due to a mistake, missed deadline or perceived negligence. Why Freelancers in Utah […]
November 13, 2025
AgencyWhat Is Professional Liability Insurance—and Who Really Needs It?
Regardless of your experience level or attention to detail, accidents and mistakes are, unfortunately, inevitable. Laying the groundwork to be able to manage resulting losses can make all the difference in maintaining financial stability and protecting your business’s good name. With this in mind, professional liability insurance should be considered a crucial investment and essential […]
September 22, 2025
AgencyHow Moving to a New Zip Code Can Impact Your Auto Insurance Premiums
Insurance companies use your zip code as a factor when calculating your auto insurance rates. Where you live can influence the likelihood of claims due to factors like: Accident frequency: Areas with higher traffic or more reported accidents may lead to higher premiums. Theft and vandalism rates: Neighborhoods with more vehicle thefts or vandalism can […]
August 22, 2025
AgencyDo You Need Liquor Liability Insurance for a One-Day Event?
Planning a wedding reception, fundraiser or festival often involves making sure guests have a good time, and that sometimes includes serving alcohol. While one-day events can be exciting, they also come with potential risks. If alcohol will be available, liquor liability insurance may be worth considering to help protect your finances and reputation should something […]
July 21, 2025
AgencyDo You Need Liquor Liability to Get a Liquor License?
Opening a bar or restaurant, or hosting an event where liquor is served, can be an exciting business endeavor, but it’s one that’s rife with regulations to follow. If you’re wondering if you need liquor liability insurance for your liquor license, the short answer is usually yes, and it usually depends on your state and […]
January 19, 2024
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]