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Blog

February 3, 2025
statewideagency

What Is Subrogation and How Does It Affect You?

Subrogation is a fundamental concept in the insurance industry that is crucial in the claims process. It allows insurance companies to recover costs from third parties responsible for causing an insured loss. This process not only helps insurers manage their financial risks but also ensures that the actions of others do not unfairly burden policyholders. […]
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January 29, 2025
statewideagency

Understanding Home Insurance in Utah

In Utah, many homeowners may face unique risks and challenges compared with those in other parts of the country due to the state’s diverse climate and geographical features. Although no state laws mandate coverage, mortgage lenders are permitted to require it as long as a loan remains outstanding. Even without such requirements, understanding and acquiring […]
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November 11, 2024
statewideagency

Essential Insurance Coverage Restaurants and Bars May Need

While working in the hospitality industry can be lucrative and enjoyable, it also means accounting for many risks and exposures. If you are a restaurant or bar owner, you must diligently assess and thoroughly address potential threats to protect your financial viability and ensure you can manage the aftermath of various incidents. This makes understanding […]
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January 19, 2024
Agency

Why You Should Work With an Independent Insurance Agency

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
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