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Protect your investment

As a real estate investor and landlord, there are a variety of risks you face. Whether it is physical damage or loss to the properties you own or a liability suit, our insurance programs will help protect you from uncertainty.

For condos or residential properties under 4 units, we have multiple carriers that offer dwelling fire policies. These policies are designed for properties destined to be rented out. We also have programs designed for investors with larger portfolios and apartments that are better address by specialty or commercial products.

Special Coverage

  • Dwelling Coverage
  • Liability Coverage
  • Premises Medical Payments
  • Personal Property
  • Equipment Breakdown
  • Utility Service Line
  • Water & Sewer Backup
  • Loss of Rental Income
  • Earthquake
  • Flood
  • Umbrella Liability Coverage

Options for all Property types

  • Single Family Residences
  • Duplexes
  • 4 Plexes
  • Condominiums
  • Specialized products for portfolios of 5 or more properties
  • Commercial programs for apartments larger than 4 Units

Insurance Costs for Rental Properties

The cost of an insurance program is impossible to determine without obtaining a quote. Rates for rental properties vary depending on a large number of factors including location, prior claims history, limits chosen, credit scoring, age, condition of the property, and many more. Discounts may be available for having multiple policies with one carrier or the installation of additional safety features.

Our agency works with several different carriers and brokers to obtain the best combination price and coverage for our clients.

 

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