Licensed & Knowledgeable Agents
We have over 40 years of combined experience in the insurance industry. We do insurance right.
Talk to a Live Agent by Phone
We are here to help you make changes, obtain proof of insurance, pay your bill, and answer your questions.
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No Faxing or Mailing Required
In-person coverage reviews
At your request, we will conduct an in-person review, at your place of business, to ensure your insurance program meets your business needs.
Breweries, Bars, Restaurants, and Taverns have unique needs. We offer unique products to meet them, including:
Whether you have years of experience, or just getting started, we have the insurance products required for Utah Liquor Licenses. The Utah Department of Alcoholic Beverage Control (UDABC) requires Liquor Liability (sometimes called dram shop liability) and General Liability insurance as well as a bond specific to the type of license.
Our program doesn't just stop at meeting your licensing requirements, we also include property coverage to protect your space, products and the tools you use every day. Most of our programs can be built to include coverage such as business income, assault and battery, spoilage and contamination, mechanical breakdown, and more.
The cost of an insurance program is impossible to determine without obtaining a quote. Rates vary depending on a large number of factors including experience, prior claims history, type of operations (including events held), entertainment, and limits chosen. Once a rate has been determined the rate is multiplied by an estimated exposure. The exposure for Liability policies is determined by the gross revenues of the business. Smaller businesses generally have a lower cost than larger ones. Since the exposure is estimated policies are usually audited at the end of a policy term.
Our agency works with several different carriers and brokers to obtain the best combination price and coverage for our clients.