Are you protected from Uninsured and Underinsured motorists?

According to an article by Don Jergler published by Insurance Journal, one out of every eight drivers in the U.S. is uninsured.

Interestingly, the article also reported that the states with the most uninsured drivers are California, Florida, Texas, Ohio and Tennessee.

In addition to the large number of uninsured drivers, due to increasing medical costs, the average cost of these types of claims is also rising. This increased cost makes it more important than ever to carry this coverage.

Many auto insurance policies, both personal and commercial, provide Uninsured Motorists coverage. This coverage allows the insured party to receive compensation when bodily injury or property damage is caused by an uninsured driver.

Auto policies may also offer Underinsured Motorists coverage, which similarly provides coverage if the other negligent parties limits are not as high as your own.

We recommend that every auto policy contain coverage to protect against the risks posed by uninsured and underinsured drivers.

Call us today at 877-506-5061, to ensure your policy contains adequate coverage.

Sources: IRC: Uninsured Motorists a Perplexing, Pervasive Concern ยป